Basically one can find cover for the cargo, damage to the delivery vans or some other form of vehicles, public liability, employer’s liability etc. Insurance for couriers are meant to protect you as a courier service provider with your cargo, van, assets, etc. included. As a courier service provider you have to constantly transport valuable packages and deliver it to the clients. This requires your van driver to spend more time on the road. When you opt for normal insurance, it may not compensate for the many risks the driver is exposed to. It is not just about the delivery van but the cargo itself where there are chances and risks for the cargo to be lost, stolen or damaged. In this case, opting for goods in transit policy will cover you better for lost, stolen and also damaged cargo in transit.
Benefits of comparing various policies
Comparing the various insurance for courier is a must because only then you can opt for a policy that best suits you. Big or small couriers, a firm that covers all kinds of couriers ranging from van, car, lorry, etc. is the one that would cater to your requirements. Choosing a cover that will not only cover the goods in transit but the entire courier armada is a good idea. And all this at a best possible price is the main concern behind choosing the right courier insurance brokers.
Some of the reliable and genuine brokers provide you with cheap prices. You can even get up to 60% off your policy. Sometimes they guide you towards policies where flexible payment plans are available.
The must have covers in your insurance for courier
The must have cover offered by the insurance for courier that you choose include goods in transit, courier breakdown cover, excess protection, public liability insurance, etc. You are on a safer side as a courier when all these are covered. For instance; goods in transit makes sure that whatever kind of object you are delivering irrespective of its value is covered when you face certain issues or circumstances like losses, theft, damaged goods, etc. Hence you can be rest assured that you are thoroughly covered when such circumstances arise when you include it in the policy.
The necessary covers to look for in your insurance for courier policy
Courier breakdown cover makes certain that your vehicle is secured and covered in case of breakdown. With this included in your policy you can be certain that roadside assistance would be provided to you and your vehicle can get back on the road as soon as possible; thereby, making it economically viable and less expensive when you face such issues as it is covered in the policy. Excess protection offers you protection against the cost of any excess insurance during the time of claiming your insurance for courier. You can also get cover against any claims made by the public against you by opting for public liability insurance in your insurance for courier policy. The above mentioned covers sound overwhelming of course but are essential.